"Your Right to Recover. Your Resource to Resolve."
What is a Public Adjuster?
A Public Adjuster is an insurance claims adjuster who is an advocate for and paid by the policy holder in appraising and negotiating an insurance claim. Public Adjusters exist because of the unequal bargaining power between homeowners who have suffered a devastating loss and the insurer who holds their insurance proceeds pending resolution of the claim. Aside from Attorneys, Public Adjusters licensed by the State Department of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.
There are three classes of insurance adjusters: Staff Adjusters (employed by an insurance company or self-insured entity), Independent Adjusters (independent contractors hired by and representing the insurance company) and Public Adjusters (employed by and representing ONLY the policyholder). "Staff" or "Independent" adjusters can only legally represent the rights and interests of an insurance company.
Most states require every Public Adjuster to be licensed and bonded in order to represent any policyholder in the respective State. Public Adjusters are required to have taken classes and be tested on the many aspects of handling claims, insurance companies, and policyholders.
Call TLC Public Adjusters, Inc. 352-345-1377
Timothy J. Cornett, ACA, CPIA Florida License # D084099 TLC Public Adjusters, Inc. Firm License #W929832 Copyright 2008. All rights reserved.